Bad Credit Financing

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CarXchange Is Here To Assist Credit-Challenged Used Car Buyers

If you are shopping for a pristine late-model used car near Apple Valley, California, and you have bad credit, then turn to CarXchange in Victorville, CA. We not only specialize in providing local car buyers with access to a vast range of used cars, pickup trucks and SUVs from top automakers; we also work with poor credit drivers to get them financed with bad credit car loans.

If you thought that you could get financing to drive a high-quality used car because of your less than perfect credit -- think again and contact the finance department at CarXchange. We are your Apple Valley, CA, area bad credit car dealership!

How To Qualify For Bad Credit Car Loans

Poor credit car shoppers often ask us what it takes to qualify for bad credit financing or sub-prime auto loans. A low credit score may be the most obvious qualifier, but lenders take into account a range of financial factors to determine one's eligibility for bad credit car loans, including the following:

  • Your detailed credit history
  • Your debt-to-income ratio
  • The amount you can provide as a down payment (including any trade)
  • The type and price of vehicle you want to drive

If you are still on the fence about applying for bad credit car loans, know that we have worked with car buyers how have faced bankruptcy, foreclosures, repossession and other financial setbacks with securing financing options. Working with the finance department at CarXchange is a wise way for bad credit drivers to improve their low credit scores over time.

You will be surprised how quickly you can repair your poor credit rating by routinely making your bad credit auto loan payments on schedule.

Credit-Challenged Used Car Buyers Near Apple Valley, CA, Shop Here

Here at CarXchange, we are committed to helping bad credit car buyers get into the pre-owned vehicle of their choice. As you browse our current used car inventory here on our website, you will notice that we carry a huge selection of SUVs, pickup trucks and cars from today's top auto brands.

Apply For Sub-Prime Auto Loans Online Now

When you are ready to see if you qualify for sub-prime auto loans here at CarXchange, fill out our online financing form. Our credit application is the first step in any financing process here, whether for a sub-prime or traditional auto loan, so apply for bad credit financing today!

Car Xchange

15321 Palmdale Road
Victorville, CA 92392
Driving Directions
Sales 760-316-6034
Monday 10:00AM - 8:00PM
Tuesday 10:00AM - 8:00PM
Wednesday 10:00AM - 8:00PM
Thursday 10:00AM - 8:00PM
Friday 10:00AM - 8:00PM
Saturday 10:00AM - 8:00PM
Sunday 10:00AM - 7:00PM
Monday 10:00AM - 6:00PM
Tuesday 10:00AM - 6:00PM
Wednesday 10:00AM - 6:00PM
Thursday 10:00AM - 6:00PM
Friday 10:00AM - 6:00PM
Saturday 10:00AM - 6:00PM
Sunday Closed
Monday 7:30AM - 6:00PM
Tuesday 7:30AM - 6:00PM
Wednesday 7:30AM - 6:00PM
Thursday 7:30AM - 6:00PM
Friday 7:30AM - 6:00PM
Saturday 7:30AM - 6:00PM
Sunday 10:00AM - 6:00PM

Contact Us